wrong denominator = Maddux very frequently was near or over 20% K-rate, which is plenty good. Much higher than Glavine, Suppan, etc.
FIP controls for two things. Strand rate - which is a good thing (that is pretty random), and batted balls, which is much dicier (it's not random, but it does not seem that many pitchers can control it). The latter drives your problem. Individual pitchers can be really good without striking out hitters - but it's fairly rare and there has to be damn good reason. Otherwise you have to assume that it's just a guy on a really good team (which describes Ford and Palmer quite nicely).