This premise in itself is flawed and i don't have to explain why. Stop making s*** up please.
Lol so a 95-win team is not close to a championship team? What an asinine statement.
"Commiting to veteran players" is what got the Yankees in the shithole they were during most of this decade, investments need to be smart (or at least that's what i think) and for a team that has a strong rotation 1-4, investing in a project for the five spot that may pay huge dividends (Rich Harden comes to find) while maintaining payroll flexibility is key, because it allows for transactions like acquiring V-Mart next year. Please stop talking like this is a team that runs away from multi-year commitments, just because they try to be smart about who they award such contracts to. Pretty sure they're regretting the Lowell contract, how's that for "veteran players?"
The answer is that this team spends a lot of money both on payroll and player development to field a competitive team year in, year out, so your original question is an exercise in futility.
I apologize if the post rubs off as too strong or confrontational, but i didn't really find a more fluid way to convey my thoughts.