How it worked with David Wright:
For Wright to receive the rest of his contract the Mets could simply release him. But a possible scenario is to continue what has basically happened the last two-plus years, for Wright to stay on the Mets’ 40-man roster while unavailable. It’s not so restrictive during the season, when Wright can be stashed on the 60-day disabled list which frees his 40-man spot for someone else. But during the offseason, when building the roster, there is no DL, so the Mets would effectively be limited to 39 spots.
Keeping a disabled Wright on the 40-man roster would also allow the Mets to receive insurance to cover the bulk of Wright’s salary, which they have done the past two years. Insurance was on the hook for 75 percent of Wright’s $20 million salary in 2017, and mostly the same in 2018, save for the pro-rated portion of Wright’s salary the Mets will pay for the six days he is active, roughly $642,000.
Under this scenario the Mets would only pay $6.75 million of the $27 million remaining due Wright, with insurance picking up the remaining $21.25 million. The parties could agree to a buyout arrangement of some sort which could alleviate the Mets’ roster crunch, presumably at some financial cost.
Prince Fielder was in this position after his career ended in July 2016 with a neck injury. He remained on the Rangers’ 40-man roster until October 2017, with insurance paying a portion of his salary. With three more years left on Fielder’s contract, the Rangers reached a settlement with the insurance company and released Fielder.
Not all major league contracts are insured, for various reasons. The Red Sox did not insure their five-year, $95 million contract with Pablo Sandoval, who was a colossal bust in Boston and was injured for all but three games in 2016.
“The fact is that it’s a case-by-case basis, and we have insurance on some players, not all players,” Red Sox chairman Tom Werner said on WEEI in 2016. “Collecting on an insurance is not the easiest thing and then you have a debate on how much insurance and when do you collect? We do it on a case-by-case basis, and we did not do it for Pablo.”
I guess it just depends on if the Sox had insurance on Pedroia? My guess is they just don't do that since they are so CHEAP!