To me the question is whether it makes sense to get every last penny a player can get. I sense that many young people would answer that it does. When does the idea of enough money to live comfortably with perfect security get realized, while other values also come are considered? How many fancy houses, cars, airplanes, vacations, jewelry, etc does one person need to make them happy?
When one player breaks the bank, other players have a lot less to divy up so perhaps the chance of winning goes down. Is winning important?
A player may choose an environment to live in and raise a family in, but does that choice get prioritized as much as the desire to get every last dollar?
I am older (old) and am comfortably off financially. I would suggest to any player that they should consider more than just the most money when they negotiate their contracts.