He's just utter class, honestly don't know what we'd do without him.
Newcastle are not in the Premier League anymore as they got relegated to a lower division last season. They will rebuild and probably come back up within the next two seasons. Newcastles fans are similar to Liverpool's fans in that they are full of passion, Newcastle lives and breathes Soccer, it wouldn't be a bad team to follow if you don't mind
them not being in the Premier League.
Fulham isn't a bad choice either to be honest although I can't see them winning any trophies anytime soon.
If you don't want to follow Liverpool for fear of being on the bandwagon I'd say you're best with a team like Aston Villa. They play entertaining Soccer and have the ability to win some of the smaller trophies like the Carling Cup etc. They are not brilliant but they are not rubbish just like you want!
If you want your team to be playing for the Champions League trophy every year then you need to pick one of the top four teams. Again Liverpool is the way to go!
Everton made it to the FA Cup Final last year but where beaten by Chelsea. This year they have made a bad start but I can see them picking it up. They'll probably finish inside the top 7 this season and qualify for the Europa league.
Overall if it was me I'd pick between Liverpool and Aston Villa!
To be really basic and keep it simple, we have certain weeks in the year known as 'The transfer window'. During these weeks team A can approach team B and offer money (Transfer Fee) for a player. If team B accept the Transfer Fee, team A must then agree personal terms with the player (Wages, Bonus etc). If the player agrees to the personal terms then he becomes a member of team A so long as he passes a medical. No transfers can be made outside of the transfer window.
The two transfer windows in England are typically 1st June - 31st August and 1st January - 2nd February.
You can also loan a player from a team for a short period of time.
There is no salary cap in the Premier League so a team can buy/pay it's players as much as they think they are worth.
Hope this all helps and if there is anything else just ask.